Fitness Education Logo

When Is It Wise For Fitpros To Start A Family?

November 20, 2020
3 minute read

The only time I recommend thinking twice before having children is when you know you’re not emotionally ready or your financial situation is extreme – meaning, you’re buried and can barely make your payments.

Otherwise, when you are being called to have a family, have a family.

I felt the souls of my two children energetically circling around me before my husband and I got pregnant. There’s no logic to it when you’re called to start or grow your family. It’s a force that becomes you. And it’s beautiful.

However, it is helpful to have an idea of what you’ll need in order to take the time off you desire, not have to worry about money, and not have to force yourself to go back to work before you’re ready.

Here’s what I recommend:

  • 3-6 months worth of living expenses set aside (more if you want to take more time off and not worry about income)
  • Check your health insurance and see what’s covered (I was a hippy mamma with no health insurance when I had my children, so we paid out of pocket for my midwives – approx $1200, which was a total steal).
  • Start working with a budget/cash flow plan so you know exactly how much money you’re paying for groceries, utilities – all living & biz expenses
  • Plan for what your business may need in order for you to step away – do you need to hire help? What do you automate?
  • Eat even healthier, sleep well, exercise and prepare your body.
  • Prepare your mind, make sure there’s someone you can talk with, get support & help to transform fears of childbirth, the health of your baby, and motherhood.

In the early years (0 – 7 yrs old), my children didn’t cost me very much. All their clothes was given to us, they wore cloth diapers, we co-slept, I nursed them until they were about a year old, and I made their baby food. My kids were never into toys and stuffed animals, so we didn’t spend anything on that kind of stuff. They loved it when we’d get baby chicks in the spring and we have always had a cat laying around the house for them to cuddle with. I spent about $750 on a homeopathic medicine kit provided by our doctor to successfully treat ALL of their childhood illnesses. Yes, we’ve had a few emergency room visits, but that’s childhood!

They cost more now that they are in middle and high school, with braces, Xboxes, outdoor gear and feet that grow out of their $125 Nikes every 6 months. But, my monthly cash flow planning covers the costs without the stress and without programming them with the usual ‘we can’t afford it, that’s too expensive’ bullshit. Sometimes they don’t get things they want not because I’m not willing to afford it, but because they need to show more responsibility!

A couple of Thanksgiving holidays ago, we took a road trip to Phoenix to visit family. We budgeted for it – Outback Steakhouse, the movies, shopping, gas $3.00/gallon at 25 MPG, X amount of meals we wanted to cook with grandma, X amount of meals we wanted to eat out, etc. We went down to the bank and pulled out cash and the boys paid and accounted for everything. We even had money left over after the trip!!!

This is how responsibility and awareness around money is created at a young age. And this is how generational wealth begins.

As always, if you would like help getting your financial house in order so you can embrace the family that is calling for you and set yourself up for financial freedom and generational wealth, please reach out.

Simply send me a message, I’ll give you information about my 8week 1:1 immersion, ask you some questions, and if it’s a fit, we can get started. I have three spots open to work with me in October.

Thank you for checking out  Fitness Education Online Blog!

Fitness Education Online are one of the leading providers in the world when it comes to the professional development of Personal Trainers. We have over 30 registered CEC courses Click here to check them out.

Feel free to join our Free Facebook Group with over 14 000 other Fitness Professionals Click here to Join

Blue Side BG

Fitness Education Online are one of the leading providers in the world when it comes to the professional development of Personal Trainers. We have over 30 registered AUSactive CEC courses.  Click here to check them out!


About The Author: Angela Anderson
Wealth Activator & Financial Coach
Follow & Connect

Leave a Reply

Your email address will not be published. Required fields are marked *

Recent Post
What is a Group Fitness Instructor?
How to become a Personal Trainer in Australia (2024)
What is a Group Exercise Leader?
Do I Need an ABN as a Personal Trainer?
Can I Deliver Outdoor Fitness with Certificate III in Australia?
How to Become a Group Fitness Instructor in Australia
Does an Exercise Science Degree Qualify you as a Personal Trainer in Australia
Best Personal Trainer Insurance Options in Australia (2024 Version)
5 ways to support weight loss and maintain muscle mass
What is SIS30321? Exploring the New Standard in Fitness Certification
What is a Gym Instructor?
How much does a Personal Trainer earn in Australia?
How difficult is a Personal Trainer Course?
Everything Cortisol
Everything Oestrogen: Essential Knowledge for Fitness Professionals
Supporting Clients with Endometriosis: Insights and Strategies for Fitness Professionals
The Fitness Pro's Guide to Embracing Period Dysfunction: Why It's a Game Changer
The Hidden Key to Optimising Your Client's Fitness: Tracking the Menstrual Cycle
The PCOS Advantage: A Game-Changing Guide for Fitness
What is the difference between Cert 3 and 4 in Fitness
Osteoporosis: How Diet, Exercise And Lifestyle Can Help Fight Osteoporosis
ANZAC Day Workout
Do you need a Cert III in Fitness before a Cert IV?
How Much Do Personal Trainers Make
How to become a Personal Trainer in Australia
Fitness Registration Bodies in Australia
Fitness Expo 2023
Personal Trainer Cancellation Policy
Adult Exercise Pre Screening Tool
How long does a Cert 3 in Fitness take?
Boxing Bag Workout: The “10, 2, 2”
12 Days of Christmas Workout
Functional Training Circuit for Small Group Training and Bootcamp
Fitness Games for Bootcamp: The “1, 2, 3” Game
Boxing Partner Workout
Boxing Drills using a Resistance Band
Boxing Workout for Bootcamp – “The EMOM”
Is exercise alone enough to lose a significant amount of weight without changing other lifestyle factors?
Boxing Workout for Bootcamp: The “Power / Speed” Drill
Personal Trainer Success Story: Karla on Online learning
Personal Trainer Success Story: Terry “Go for it regardless of your age"
Boxing Drills for Bootcamp: The “4 Combo’s: 4 uppercuts”
Personal Trainer Success Story: Jane Juggling a career and family life
Kickboxing Drills for Bootcamp: “3 Body Rips, 3 Roundhouse Kicks”
Boxing Circuit Workout Ideas: The Agility Ladder Interval Drill
Kickboxing for Bootcamp and Group Fitness: Should I use “Thai Pads” or a “Kick Shield”
Bariatrics 101
What Does Cert 3 In Fitness Allow You To Do ?
How to raise your rates as Personal Trainer
Mastering your day to maximize your efficiency as a Rent Based PT in 2022
Supporting the Bigger Client
Boxing Workout for Bootcamp 15, 30, 45, 60
Boxing Workout Ideas for Bootcamp: “The 2-10’s”
How To Structure a Boxing Workout for Bootcamp
“Exercise Considerations for the Bigger Client”… Health and fitness at any size
Should Women Stop Lifting Heavy Weights During Menopause?
Boxing Circuit Workout Ideas: The “Punch, Run, Bodyweight”
Boxing Courses for Personal Trainers: Should you do one?
How to Become a Highly Profitable Rent based Personal Trainer in 2022!
One Arm Kettlebell Row: 5 of The Best Variations Available
To weigh or not to weigh? Should Trainers Ditch The Scales Once and For All?
5 Questions every Fitness Professional should be asking their female clients... (especially when aged 37+)
How to Run a 30-Day Plank Challenge… Sub30 Style!
How to Help Female Clients Work With Their Hormones
10 Steps To Launch Your Fitness Coaching Business Online
Ep 322: Matt from Virtfit - the #1 fitness software/app for PTs
1 2 3 229

Want to hear about our latest post, podcast, and bootcamp idea?

Fitness Education Logo White
HomeAbout UsCoursesVIP MembershipBlogPodcastContact UsLogin
Copyright 2022 Fitness Education Online All Rights Reserved
Google Rating
Based on 311 reviews